If you are like me, you may want to think about whether this company will grow or shrink. Growing Distrust Deters Potential Students. Once males leave high school, specifically in the 18-24 demographic, it becomes harder to reach them. For the first half growth came in at 17 percent. It offers diploma, undergraduate degree, and certificate programs. UTI cannot guarantee employment or salary. Therefore, a good portion of institutional money invested in the company is usually a huge vote of confidence on its future. That level of sustained growth seems unlikely given the many problems facing UTIs industry. For those that are open to it, it is difficult for many to obtain the student financing needed to go to school. The general public-- including retail investors -- own 13% stake in the company, and hence can't easily be ignored. Let's delve deeper into each type of owner of Universal Technical Institute, beginning with the chart below. I understand that my consent is not required to apply, enroll or make any purchase. With the acquisition of Concorde complete, the Company will operate and report as two divisions. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of UTI's control. Alternatively, email editorial-team (at) simplywallst.com.This article by Simply Wall St is general in nature. Even as a potential turnaround investment Universal Technical Institute doesn't look particularly attractive, as when poring over its numbers, market conditions, and strategy, there is little in the way of catalysts that would result in a surprise to the upside. Important factors that could affect UTI's actual results include, among other things, changes to federal and state educational funding, changes to regulations or agency interpretation of such regulations affecting the for-profit education industry, possible failure or inability to obtain regulatory consents and certifications for new or modified campuses or instruction, potential increased competition, impacts related to the COVID-19 pandemic, changes in demand for the programs UTI offers, increased investment in management and capital resources, the effectiveness of UTI student recruiting, advertising and promotional efforts, changes to interest rates and unemployment, general economic and political conditions, the adoption of new accounting standards, and other risks that are described from time to time in UTI's public filings. Come take a look at our hands-on labs with state-of-the-industry equipment and technology. That means it had a cash runway of about 2.2 years. Even so, it's the converting of applications to students that counts, and the jury is still out on whether or not that will be the outcome. This is a BETA experience. UTI is overvalued, has significant downward momentum, and major headwinds in its industry. In the first half of the fiscal year EBITDA was $16.3 million against $23.5 million in the first half of 2012. We have a team of specialists who work with national dealerships, distributors and other employers of all sizes to identify potential jobs for graduates. ", Mr. Grant continued, "Together with Concorde, we have now more than doubled the number of campuses in our ecosystem and expanded into the critical area of healthcare training to help meet the national shortage of healthcare workers, as part of our mission of becoming a valued and trusted educational partner for students across multiple industry verticals.". Additionally, if you disable your cookies or upgrade your browser after opting out, you will need to opt-out again. The concern to me is the overall trend concerning education, which is one that the general population believes isn't worth the cost and accompanying huge debt associated with it. Over the last 12 months (TTM) the gross margin is 48.5 percent, operating margin is 3.6 percent, and net margin is 2.0 percent. Classes start on average every 3 to 6 weeks. Is this happening to you frequently? We can see that Universal Technical Institute does have institutional investors; and they hold a good portion of the company's stock. Factoring in this hidden liability reveals that UTI is much less profitable than it appears on the surface. There is an outside possibility new student starts may improve in the fourth quarter, although it would be a surprise. The firm said it grew adult applications by 10 percent (year-over-year) in April, and while cautious in outlook because of it being only one month, it is the first time in a long time since adult student applications increased. The scholarship growth angle is a good one, but unless it includes a large number of students it won't do much to change the performance of UTI over the long term. Universal Technical Institute will post an updated presentation regarding its growth and diversification strategy on its investor relations website. There is no upside in continuing to have McWaters run the company. With the addition of Concorde and the broadening of our program offerings, we will accelerate Universal Technical Institute's revenue, profitability, and cash flow growth over the next several years. The acquisition of NTT and PTA was completed for approximately $50.2 million. Dividends Cannot Protect You From A Big Drop In the Stock Price. Universal Technical is adjusting its own loan programs to make it easier for students to qualify by lower eligibility restrictions and making them more accessible to students. This suggests some credibility amongst professional investors. At Universal Technical Institute of Illinois Inc., the graduation rate for American Indian or Alaska Native students is 100.00%, for Asian students it is 75.00%, for Black (non-Hispanic) students it is 33.33%, for Hispanic students it is 56.73%, for White students it is 62.01%, for Two or More Races it is . In the latest earnings call of the company McWaters also talked about the implementation of a predictive model and other things, but I don't see that as relevant because it's as simple as whether or not new students are coming on board or not. Free cash flow is a metric used to determine the ability of a company to generate future growth. PHOENIX, May 3, 2022 /PRNewswire/ -- Universal Technical Institute, Inc. (NYSE: UTI), a leading provider of transportation and technical training programs, has entered into a definitive. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. In the near term money could be made shorting it, and the risk there would be if for some reason the company was able to exceed expectations for new students' enrollments. We choose to disclose this non-GAAP financial measure for Concorde because it provides an additional performance measure. On Nov. 1, 2021, UTI announced it had completed the acquisition of MIAT College of Technology,[11][12] On June 9, 2022, the company announced plans to add 15 new programs across its national UTI/MIAT campus footprint. Opinions expressed by Forbes Contributors are their own. Media ContactAlanna Vitucciavitucci@uti.edu480.710.6843, View original content to download multimedia:https://www.prnewswire.com/news-releases/universal-technical-institute-expands-platform-of-workforce-solutions-offerings-with-completion-of-concorde-career-colleges-inc-acquisition-301692062.html. Learning is hands on so no online classes to get it done. All statements contained in this press release, other than statements of historical fact, are "forward-looking" statements within the meaning of the safe harbor from civil liability provided for such statements by the Private Securities Litigation Reform Act of 1995 (set forth in Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended). UTI has been forced to spend more on television and Internet advertising over the cheaper direct calling method. Therefore, you should not rely on any of these forward-looking statements. A drop to the mid-to-high single digits for new student starts is the reasoning there. For the trailing twelve months ended September 30, 2022, Concorde reported unaudited revenue of approximately $200 million and adjusted EBITDA of approximately $17 million. These schools, along with UTI rank at the bottom of the list in every metric. Since the industry has very high fixed costs, student growth and retention is basically the entire game. [4], While Universal Technical Institute in the past had limited access to military bases for student recruitment, as of 2021 it operates BMW MSTEP at Ft. Bragg, N.C.[5] and Marine Corps Base Camp Pendleton, Calif.,[6] and Premier Truck Group Technician Training at Ft. Bliss in Texas. click here to see if those insiders have been buying or selling. In 1983, UTI opened a campus in Houston, Texas. Keeping things as they are won't cut it. Positions Universal Technical Institute to Seize Opportunity in High-Growth, High-Demand Healthcare Education Market, Significantly Accelerates Ongoing Growth and Diversification Efforts in Conjunction with Existing Initiatives to Meet Increasing Demand from Employers and Students, Universal Technical Institute and Concorde Career Colleges Together Now Serve 20,000+ Students Across 14 States and 33Locations with Significant Opportunitiesto Expand to Meet Varied Workforce-Training Needs, Concorde CEO Jami Frazier Joins the Universal Technical Institute Senior Leadership Team as President of the Healthcare Division. One way it is attempting to build up the value of the education it offers students is by customizing programs according to the requirements of prospective employers. 14) Incentive programs and employee eligibility are at the discretion of the employer and available at select locations. If school is not listed, please fill in here: If your duty station is not listed, enter here: What kind of training are you interested in? Universal Technical Institute welcomes General Education Diploma students. Even if for-profit universities can shed their current stigma and demand for automotive education improves, the industry landscape is changing. Dear Better Business Bureau of Orlando, On Monday, August 15, 2022, Universal Technical Institute (UTI) Orlando, FL campus received complaint case #XXXXXXXX. Presiding over this type of decline over almost a decade calls for new leadership, as other educational companies, while under similar pressures, have managed to perform much better facing the same headwinds. Contact an Admissions Representative to begin the enrollment process. The current price of the stock implies the company will generate outsized profit growth far beyond what I think is likely to occur. Bulls focus on UTI's assets and clean balance sheet but overlook the company's. For internal reporting purposes, Concorde defines adjusted EBITDA as net income (loss) before interest expense, interest income, income taxes, depreciation and amortization, adjusted for items not considered part of the company's normal recurring operations. I understand that if I do submit this form, I may unsubscribe within marketing emails or opt-out of text messages at any time by replying STOP. Standard text message and data rates may apply.

By submitting this form, I further understand and agree that all information provided is subject to UTIs Privacy Policy available at www.uti.edu/privacy-policy and UTI's SMS Terms and Conditions available at www.uti.edu/sms-terms-conditions.

. If Tennessees program is a success, the free community college initiative could spread to other states. Every investor in Universal Technical Institute, Inc. (NYSE:UTI) should be aware of the most powerful shareholder groups. This shows at least some alignment. High costs, declining revenue and low free cash flow make this company a huge risk. 7) Some programs may require longer than one year to complete. Company management run the business, but the CEO will answer to the board, even if he or she is a member of it. Adjusted EBITDA is a non-GAAP financial measure which is provided to supplement, but not substitute for, the most directly comparable GAAP measure. Talk to potential employers to learn more about the programs available in your area. Talk to potential employers to learn more about the programs available in your area. UTI has not entirely avoided allegations of wrongdoing either. Therefore, you should not rely on any of these forward-looking statements. Universal Technical Institute (UTI) is a leading provider of career training for the transportation, skilled trade and energy industries. Student-Paid vs. Manufacturer-Paid Programs, Table 1.10 Occupational separations and openings, projected 2021-31, Table 1.2 Employment by detailed occupation, 2021 and projected 2031. The acquisition expands Universal Technical Institute's portfolio of offerings into the higher-growth healthcare arena and creates the opportunity to bring workforce educational solutions to a broader array of students and employers. According to theDepartment of Education, for-profit colleges account for only 13% of the higher education population but nearly half of all loan defaults. In 1988 UTI opened their Lisle, Illinois, campus. With 15 core programs and 16 campuses nationwide, UTI helps students turn their passion into a career they can pursue in less than a year.1. Click the button and tell us what program you're interested in! has resulted in lower new student starts, fewer retention rates, and an ongoing plunge in average student population, which has fallen for years. Universal Technical Institute serves three student segments: high school, veterans, and adult. [2], At its peak in 2011, UTI had more than 18,000 students. This should lead to better outcomes for students, which will increase the value of the courses offered and decrease price and debt resistance. Take 60 seconds and find out how you can get trained. This may not be consistent with full year annual report figures. Universal Technical Institute (UTI) suffers from unreasonably high valuation and steadily declining enrollment. It looks like hedge funds own 14% of Universal Technical Institute shares. Concorde was founded in 1968 and currently serves approximately 7,400 students through its 17 campuses in8 states. Special conditions may apply. In response, UTI has increased its scholarship opportunities to attract new students but it has also been forced to raise tuition to prevent revenues from falling in the face of declining enrollment. I am a former investment advisor and owner of several businesses. Universal Technical Institute will post an updated presentationregarding its growth and diversification strategy on its investor relations website. 48) The U.S. Bureau of Labor Statistics projects that total national employment for Bus and Truck Mechanics and Diesel Engine Specialists will be 305,800 by 2031. UTI Graduation Rate by Race/Ethnicity. The problem with that is there were eligibility requirements in place for a reason, and it could result in a negative reputation for the company over time if more students gain admittance but struggle with paying back loans they possibly shouldn't have received. The usual mantra that it'll take time to implement the measures to combat the changing market conditions isn't believable with McWaters, who has seen the share price and value of the company erode exponentially under her 10-year watch. Important factors that could affect UTI's actual results include, among other things, changes to federal and state educational funding, changes to regulations or agency interpretation of such regulations affecting the for-profit education industry, possible failure or inability to obtain regulatory consents and certifications for new or modified campuses or instruction, potential increased competition, impacts related to the COVID-19 pandemic, changes in demand for the programs UTI offers, increased investment in management and capital resources, the effectiveness of UTI student recruiting, advertising and promotional efforts, changes to interest rates and unemployment, general economic and political conditions, the adoption of new accounting standards, and other risks that are described from time to time in UTI's public filings. UTI is an educational Decent place to go but costs can add up so be ready when you get out to be able to make money. It may take several years before the current efforts bear fruit, if they do at all. One of the major problems UTI has faced for some time has been the conversion of inquiries into applications. Our data reflects individual insiders, capturing board members at the very least. Other than lowering fees and boosting scholarships, I don't see any way UTI can deal with one of the major headwinds it faces, which is the strong reluctance of consumers to take on debt. The bull case for UTI rests on both the market for auto repair growing and the resulting new jobs being won by UTI graduates. "On behalf of the Concorde team, I am excited to be joining Universal Technical Institute," said Concorde Chief Executive Officer Jami Frazier. [13][14] On Dec. 1, 2022,[15] UTI announced it had closed on the acquisition of Concorde Career Colleges, Inc., which was announced on May 3, 2022[16][17] UTI and Concorde Career Colleges together now serve 20,000+ students across 14 states and 33 locations. Expands Universal Technical Institute, Inc.'s career-focused education brand portfolio into certificate, credential, and degree-granting healthcare programs. Adjusted EBITDA is a non-GAAP financial measure, which is provided to supplement, but not substitute for, the most directly comparable GAAP measure. See our latest analysis for Universal Technical Institute. Its also becoming harder for UTI to reach prospective students in the first place. "Universal Technical Institute's brands have a great reputation with both employers and students in transportation and skilled trades. In order to justify its current valuation of ~$9.50/share, UTI mustgrow NOPAT by 17% compounded annually for 12 years. "Their core focus of delivering strong student and employment outcomes aligns closely with Concorde's values of being student-centered, community-based, and achievement-driven. rate. Management understands what must be done, but the overwhelming negative trend in the market will be hard to overcome no matter what changes are made. out by completing and submitting the form below. Find the campus that matches your career goals here. Increasing inquiries is one thing, converting them to students is another; and UTI hasn't been good at doing that recently. The fall in revenue was directly tied to the decline in students attending the school. All they want is, Brianna W. said: I'm currently enrolled at Platt College! That is, the group stands to benefit the most if the stock rises (or lose the most if there is a downturn). Choose from a range of programs you need to get the technical career you want. Universal Technical Institute (NYSE:UTI) has been struggling lately, and there's little to suggest this stock is going to recover anytime soon, making it a good candidate to short or get out of altogether. In the second quarter fiscal 2013, Universal Technical Institute generated net revenues of $95.1 million, plunging by 10.5 percent year-over-year. Take an interactive 360 virtual tour by clicking on any of the program links below. Under Jami's leadership, UTI's first step into healthcare will serve as a solid cornerstone for some of our key future growth and diversification efforts.". Jerome Grant, chief executive officer, and Troy Anderson, chief financial officer, will . NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. Now is an exciting time to pursue a career in the industry, as new vehicle technology and high-tech systems are now considered standard equipment. The company will provide further commentary on the Concorde acquisition during the Second Quarter Fiscal Year 2022 Results conference call it will be hosting tomorrow at 4:30 pm Eastern Daylight Time. Further information on these and other potential factors that could affect the financial results or condition may be found in the company's filings with the SEC. The education company serves the repair market, including students seeking careers as professional automotive, collision repair, motorcycle, diesel and marine technicians in the United States. In the 3Q14 earnings conference call, McWaters acknowledged that Forward-looking statements are neither historical facts nor assurances of future performance. 1) UTI is an educational institution and cannot guarantee employment or salary. Given the changing regulatory landscape and revenue decline in addition to UTIs mountain of off-balance sheet debt, it seems more likely that this company will go out of business than be bought out. Of those three veterans continue to be the most successful segment, with 21 straight quarters of. With the rise of free community college offerings and increased scrutiny on for-profit colleges, there is little left UTI can do to combat declining demand for its education. Instead, they are based only on UTI's current beliefs, expectations, and assumptions regarding the future of its business, future plans and strategies, projections, anticipated events and trends, the economy and other future conditions. With negative free cash flow to price of $-0.49 per share, it's hard to see how UTI expects to grow in the future. The schools operated by Concorde Career Colleges are accredited by either the Accrediting Commission of Career Schools and Colleges (ACCSC) or the Council on Occupational Education (COE). Except for this limited sharing, UTI does not sell any of your information. That's interesting, because hedge funds can be quite active and activist. Together in the three student segments, applications dropped 9 percent in the quarter, and is down 6 percent year-over-year. Find out what some of our graduates are doing today in pursuing their successful careers. The NTT business was discontinued at a loss of $42.9 million. 1Source: U.S. Bureau of Labor Statistics, https://www.bls.gov/ooh/healthcare/home.htm, viewed May 2, 2022.2 Encompasses 12 UTI campuses, 2 MIAT campuses, and 17 Concorde campuses post-close. Concorde offers over 20 programs across the Allied Health, Dental, Nursing, Patient Care, and Diagnostic fields. It's one of the areas it can manage, and it's showing some improvement in that regard, even if it's only for one month at this time. [21] A planned Miramar, Florida campus opened in Summer of 2022. Many look for medium term catalysts that will drive the share price higher. "The acquisition of Concorde Career Colleges will be a significant next step in our previously announced growth and diversification strategy," said Universal Technical Institute CEO Jerome Grant. Figure 1 shows that average enrollment at UTI colleges peaked in 2010 and has been on the decline since. That said, the strategy of UTI is to cut advertising expenses while increasing inquiry volume. Because forward-looking statements relate to the future, they are subject to inherent uncertainties, risks and changes in circumstances that are difficult to predict and many of which are outside of UTI's control. 47) The U.S. Bureau of Labor Statistics projects that total national employment for Automotive Service Technicians and Mechanics will be 743,800 by 2031. Perhaps investors are overlooking the fundamental problems in the business due to the steady cash payments from the company. Luckily, you can check this free report showing analyst forecasts for its future. UTI expanded its programs with additional curricula and opened new campuses, growing internally and through acquisitions. With 70% stake, institutions possess the maximum shares in the company. UTI's default rate, however, was relatively low for a for-profit college, fluctuating from 12% to 16%. As I write the share price of the company is at $11.26. Please disable your ad-blocker and refresh. Universal Technical Institute serves three student segments: high school, veterans, and adult. So they usually pay more attention to companies that are included in major indices. Any forward-looking statements made by UTI in this press release are based only on information currently available to UTI and speak only as of the date on which it is made. The numbers dont support this story. In that regard UTI is easy to understand and measure, and it's best to ignore all the talk of strategies and models and look at the bottom line: is the student population growing or not? 8-2 Project Three Systems Thinking. PHOENIX, May 3, 2022 /PRNewswire/ -- Universal Technical Institute, Inc. (NYSE: UTI), a leading provider of transportation and technical training programs, has entered into a definitive agreement to acquire Concorde Career Colleges, Inc.from Liberty Partners LLC. Jerome Grant will continue to directly lead this division until a Divisional President is named. Find out more here. UTI is an educational institution and cannot guarantee employment or salary. 1.7 million+ Total technician employment expected nationally by 203138 Forward-looking statements are neither historical facts nor assurances of future performance. Divided Government And The Way Forward For The Markets, How Negativity Bias Leads To Mistakes In Portfolios, Transforming The Wealth Management Experience For Todays Client, MoneyStamps Of South America - As Investments, Theyre Different Part 1, Covid-19 Related Municipal Defaults Begin, The Dynamics Of Price Discovery In The Stamp Market, limit the amount of debt that students can take on in career-training programs, grow NOPAT by 17% compounded annually for 12 years. Universal Technical Institute will support Concorde's existing efforts to expand the healthcare opportunities for students and alumni, including adding new programs (pending regulatory approval), growing existing online offerings, and optimizing the current campus locations to enhance the opportunity for past, current and future students to increase their skills. I also look forward to welcoming Jami Frazier and her talented team to the company. Additionally, Universal Technical Institute is opening new campuses in Miramar, Florida., and Austin, Texas and is further expanding its welding programs to 2 additional locations during the fiscal year. Please. As at March 2021, Universal Technical Institute had cash of US$78m and no debt. "This transaction marks a major milestone in executing our strategy as we expand the scope of our skilled education programs to serve students' varied workforce-training needs and drive growth for the company. Find out more in our resources. What type of Diploma or Certificate will/did you obtain? EBITDA stood at $4.2 million in comparison to $89.5 million in 2012 in the second quarter. It might appear that UTI could justify a higher valuation based on the assets on its balance sheet, but such thinking ignores the impact of over $142 million inoff-balance sheet debt. That's unlikely to happen, and there's little in the way of it continuing its free fall; although a new CEO would probably give the company a temporary boost, and if the right person, may even help to generate sustainable growth for the company. "The $50 million purchase price provides a compelling enterprise value to adjusted EBITDA multiple and an opportunity to significantly increase our shareholder value. Special conditions may apply. I am not receiving compensation for it (other than from Seeking Alpha). Last year in the quarter UTI generated $1.9 million or $0.08 per diluted share. Dividends also generally pay out capital that could be better used to buy back stock that is undervalued. Learn more about how we assist our veterans from VA funding to exclusive scholarships. Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions. I think UTI is treating investors like the company treats many of its graduates. With 70% stake, institutions possess the maximum shares in the. You can exercise your right to opt Concorde Career Colleges' 20 student-focused academic programs and personalized support prepare graduates for in-demand careers in nursing, dental, respiratory, diagnostic, and other health care roles. KAlice S. said: My husband and I were previous students here so we were ready and, Wrecks N. said: This place is the worst place to get an education. Awards vary due to specific conditions, criteria and state. [2], In June 1998, UTI acquired National Technology Transfer, Inc. (NTT) and Performance Training Associates (PTA). SeeTable 1.2 Employment by detailed occupation, 2021 and projected 2031, U.S. Bureau of Labor Statistics,www.bls.gov, viewed October 13, 2022. To that end the company hasn't done too badly, as it has been able to cut advertising costs by 8 percent while boosting the number of people checking out what the school has to offer. In the high school segment the company has been struggling, as new student applications fell 4 percent in the quarter. 3) A total of 82% of UTI graduates in 2021 were employed within one year of their graduation date. [8] October 21, 2019, Kim McWaters resigned as CEO of Universal Technical Institute. [20] In Spring of 2022, UTI opened the Austin, Texas campus. 4 out of 5 UTI graduates find employment in careers within their field of study within 1 year of graduation. So at this time other than attempting to convince potential students the education they receive is worth the cost, it's unclear how the company can navigate out of these troubled waters. Jami Frazier will serve as the Divisional President, reporting to CEO Jerome Grant. The school offers specialized technical education programs under the banner of several brands, including Universal Technical Institute (UTI), Motorcycle Mechanics Institute and Marine Mechanics Institute (MMI), MIAT College of Technology (MIAT), and NASCAR Technical Institute (NTI). 41) For Automotive Service Technicians and Mechanics, the U.S. Bureau of Labor Statistics projects an annual average of 73,300 job openings between 2021 and 2031. Concorde Career Colleges is a leading provider of healthcare education programs focused on preparing students for successful professions in the healthcare sector, which is expected to add about 2.6 million new jobs over the next decade due to attrition in the workforce along with an aging population that is expected to drive increased demand for healthcare services.1 The company offers diploma and degree programs across nursing, dental hygiene, and other direct patient care fields including physical therapy assistant and respiratory therapy, as well as allied health including medical and dental assisting and healthcare administration. ", "We are excited about the opportunity to add Concorde and their healthcare programs to the Universal Technical Institute portfolio," said Universal Technical Institute's CFO Troy Anderson. UTI settled out of court with the employee. Many institutions measure their performance against an index that approximates the local market. sharing for online advertising may be considered a sale of information. If you opt out, you may still see ads, but they will not be personalized based on your online activity. UTI welcomes General Education Diploma students. Some UTI graduates get jobs within their field of study in positions other than as a technician, such as: parts associate, service writer, fabricator, paint and paint prep, and shop owner/operator. On top of the stigma against for-profit schools, UTI faces other significant headwinds in attracting students. Media Contactavitucci@uti.edu480.710.6843. The problem with this strategy is that demand for UTIs education appears to be highly elastic. The high school segment is made up largely of males as it relates to UTI, and it's working on engaging that tough demographic by building relationships with the students while they're in high school. A more reasonable scenario of6% NOPAT growth for 10 yearsyields a fair value of just $3.75/share 60% downside. These companies may use this data to serve you more relevant ads as you browse the internet. UTI is an educational institution and cannot guarantee employment or salary.
John David Flegenheimer, Do I Have Stockholm Syndrome Quiz, Fernando Henao Montoya, How To Wash Hair With Staples In Head, Shreveport City Court Pay Ticket, American Express Subpoena Department, 1991 Mount Carmel Football Roster, Melancon Funeral Home Obituaries Lafayette La, Dealing With Employee Pushback, Lisa Desjardins Painting Of Diver, Ami Amato Edmonton,