2023 Kinecta Federal Credit Union | All Rights Reserved | Federally Insured by NCUA. All certificates: The minimum balance to open share certificates and obtain APY is $100. Well help you discuss the advantages and disadvantages based on your current mortgage status. The expertise is universal. All from your desktop, iPad or phone! Rates quoted are anticipated to be paid on May 31, 2023. Great Erie Federal Credit Union, serving Buffalo, NY and all of Erie County, offers valuable banking solutions including Checking Accounts, Savings Accounts, Loans, Mortgages, Auto Loansand more. All Loan Rates are Subject to Change - Contact Erie FCU for additional Information. All loans subject to credit approval. Deposit Rates Link will open in a new window/tab. 5MYPRO RATES TERMS & CONDITIONS - clickhere. Apply for a new, used or refinance your current auto loan from another financial institution or to purchase a vehicle from a non-participating dealer, when you select this option. READ Smartasset Personal Loan Calculator To sign up, contact one of our Member Service Representatives. These links are provided only as a convenience. Payment example: 36 monthly payments at 7.49% APR* with no payment protection produces a payment of $31.10 per $1,000.00 borrowed. Auto loans only. 3Federal Housing Administration (FHA) Conforming and High Balance Fixed Rate Mortgages. Vehicle Loans - Auto Loans & Refinancing | American First Credit Union 4000 N. Buffalo RoadOrchard Park, NY 14127. ** Dividends are earned on the average daily balance and paid quarterly. Rate and payments may increase after consummation. Select your U.S. mobile number or email address and deposit account, Get E-Statements several days before you would receive a paper statement, Receive an email alerting you when your E-Statement is ready for viewing, Easily track down a specific transaction or look for big-picture spending and saving trends, Cut down on paper use, which is good for the environment, Print or download a copy of your statement within three months, Enjoy the security of Great Erie safeguards, Reduce the risk of identity theft that comes from putting paper statements in the mail, Go into your Online Banking account and click on the "E-Statement" icon under "Services. The dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors. Please refer to the Loan Disclosures. The value of new vehicles is determined by MSRP, and the value of used vehicles is determined by Retail Kelley Blue Book. Benefit from lower monthly payments while enjoying the flexibility that comes with owning your own car, truck, or SUV. The actual fees, costs and monthly payment on your specific loan transaction may vary and may include additional fees and costs. ", Your Great Erie Federal Credit Union Account Number. Payment example excludes taxes and insurance; total payment will be higher. Great Erie Federal Credit Union - East Aurora Branch - 591 Main Street Erie FCU makes all final decisions regarding vehicle value and proper rate. The premium varies based on your specific loan transaction. Best car loan rates I could find anywhere. FHA loans are subject to an up-front mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP). Thats it! 3Personal Line of Credit- Subject to credit approval. Cloudflare Ray ID: 7d12a7a86887bba9 We also share information about your use of our site with our social media, advertising and analytics partners. 1109 E. Strub Rd., Sandusky, Ohio 44870 3311 Tiffin Ave., Sandusky, Ohio 44870 Hours Finances Online Banking Great Erie Federal Credit Union Orchard Park Main Office 4000 N Buffalo Road Orchard Park, NY14127 Hours on Tuesday, May 23, 2023 Open Today: Lobby Hours: 9:00 am - 5:00 pm Drive-Up Hours: 9:00 am - 5:00 pm Orchard Park Main Office Rating: Member Rating: 3.22/5Stars 9Member Reviews APRs for Purchase, Cash Advances, and Balance Transfers may vary and are subject to change without notice. Click on the "Bill Payment" icon and you're ready to go. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. 5Home Equity Variable Lines of Credit. Monthly Payment Estimator Rates and terms and conditions are subject to change. Our friendly professional staff will greet you warmly, answer your questions, and assist you with your financial needs. Personal loans offer flexibility of terms and competitive rates while a share secured loan offers a lower rate and uses your share savings account as collateral. 4000 N. Buffalo RoadOrchard Park, NY 14127. If you click "Cancel" you will be returned to our Website. Cut down your postage costs. You can email the site owner to let them know you were blocked. 1APR = Annual Percentage Rate. Must have a minimum of 3 months direct deposit at Erie Community FCU. Membership eligibility required. At the Great Erie office in Orchard Park, New York, you'll get all the great benefits a credit union can offer. We also share information about your use of our site with our social media, advertising and analytics partners. . ACH stands for Automated Clearing House. As of 11/1/2019 Prime Rate is 3.25%. Erie Community FCU is proud to be a part of The North Coast Business Lending, LLC, a joint venture of ECFCUand several other local credit unions to offer competitive rates to underwrite our members small business lending needs. Find the right car, at the right price and with our SMART Approval get pre-approved for the financing you need before going to the dealership! Auto Loans | ErieFCU.org To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. If you click "Cancel" you will be returned to our Website. Deposit Rates Link will open in a new window/tab Open an Account Our security system identifies the computer you normally use to access your account. We have implemented Multi-Factor Authentication (MFA) for Online Banking users. To qualify for the .25% discount, member must have an Erie FCU checking account with direct deposit and enroll in auto pay/payroll deduction. We offer competitive rates with your success in mind. Great Erie is not responsible for information on or experiences you may have with other Web sites linked from the Great Erie Web site. North Coast Business Lending was created to provide small business loans for ourmembers who own their own companies. For $225, you can purchase Guaranteed Asset Protection (GAP), which guarantees that your loan balance will be covered without you making additional payments. Quoted rates are for an owner-occupied property, refinance transaction with a loan-to-value ratio of 96.5% and a FICO score greater than 720. If you click "Continue", an external Website that is owned and operated by a third-party will be opened in a new browser window. Various trademarks held by their respective owners. This rate may vary with changes in the Prime Rate. Rates effective per date listed at top of table. We do not manage the content of those sites. content management, website design, e-commerce and web development services in Erie, Pennsylvania. Ready for a new ride? Auto Loans Link will open in a new window/tab Apply Online Question about Online Bill Pay? The action you just performed triggered the security solution. Rates quoted are anticipated to be paid on June 30, 2023, but may change. And reduce late fees by making sure your bill payments arrive on time. Loans subject to credit approval. The financing is local. Mortgage loans may not be available in all areas. Interest rate is fixed for loan term. Have some of your Direct Deposit funds automatically sent to your Great Erie Savings Accounts. 1APY = annual Percentage Yield. $100 minimum balances required. Erie FCU makes all final decisions regarding vehicle value and proper rate. 1APY = Annual Percentage Yield. Non-owner-occupied properties are not eligible. *A .25% discount off your qualifying APR is available. This website uses cookies to enhance user experience and to analyze performance and traffic on our website. 5.189.140.148 IRA Contributory & Roth Accounts Payroll Deduction, IRA Contributory & Roth Accounts No Payroll Deduction. Performance & security by Cloudflare. Various trademarks held by their respective owners. All Rights Reserved. Great Erie is not responsible for information on or experiences you may have with other Web sites linked from the Great Erie Web site. A substantial penalty will be assessed on funds withdrawn prior to maturity on all Term IRA Certificates. Get pre-approved, today! Ask us how ECFCU and the NCBLC can help grow your business! Great Erie is well-capitalized with a Net Worth Ratio of 9.80. This website uses cookies to enhance user experience and to analyze performance and traffic on our website. The minimum credit limit and loan amount is $20,000; maximum is $250,000. Additional deposits are permitted at any time prior to maturity. For more detail, visit our website specifically for this business lending partnership at: Our North Coast Business Lending partners are qualified, seasoned lenders who are experts at helping. content management, website design, e-commerce and web development services in Erie, Pennsylvania, Web site Design & Development & E-Commerce. Some restrictions apply. Great Erie Federal Credit Union, serving Buffalo, NY and all of Erie County, offers valuable banking solutions including Checking Accounts, Savings Accounts, Loans, Mortgages, Auto Loans and more. This is Kinectas most recent published rate. If rates go up, you can request a one-time rate adjustment to the higher prevailing APY during the original term of your certificate. 2 Fixed Rate and High Balance Fixed Rate Mortgages. Youre ready to start sending and receiving money with Zelle. The dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors. *Restrictions apply. They will be happy to answer your questions and move your business goals forward. Great Erie Federal Credit Union Internet Loans Homeowner's property insurance is required. And if your idea of fun is weekends on the water, we offer affordable financing for boats as well. Send payments electronically to almost every business or organization in the U.S. Stay organized by viewing all your bills in one place, Make one-time bill payments with just a few keystrokes, Schedule recurring payments - such as utilities - months in advance, Arrange for notifications reminding you when certain bills are due, Verify recent payments and review past payments, Reduce the risk of paper checks being lost in the mail. Rates, loan amounts, and terms are based on standard underwriting factors. Your car is your home away from home, so driving what you really want is pretty important. Rate based on creditworthiness and term of loan. Contact us to determine your qualifying APR. Here are the services Great Erie offers: Great Erie Federal Credit Union is a full-service credit union serving the Buffalo and Erie County area includingHamburg,West Seneca,Orchard ParkandEast Aurora, New York. Erie Community Federal Credit Unions goal is to be your primary financial institution. Deposits insured up to $250,000 by the Federal Government. Were here for you! A HELOC is a revolving line of credit with a variable rate in which the equity in your home serves as collateral. Click here for the latest mortgage rates! APY may change without notice until the account is opened. Dividends accrued daily and paid monthly. Rates are based upon creditworthiness; your rate may differ depending on Combined Loan-to-Value (CLTV), and other underwriting factors. Bank Online, with our Mobile App, or visit one of our convenientlylocatedbranches in Orchard Park or East Aurora, New York. Erie Community FCU has partnered with SallieMae to offer student loans. Loans subject to credit approval. Great Erie Federal Credit Union is a full-service credit union serving the Buffalo and Erie County area, including Hamburg, West Seneca, Orchard Park, and East Aurora, New York. An Erie FCU Personal Loan is an affordable way to pay unexpected expenses, consolidate your debt, make some needed home repairs or more. Great Erie Federal Credit Union - Facebook If you click "Continue", an external Website that is owned and operated by a third-party will be opened in a new browser window. 2College Saver: Member must be under the age of eighteen (18) to open. The dividend rate and APY are subject to change monthly without notice at the discretion of the Board of Directors. Spend less time writing checks. Easily start today using just your email address or U.S. mobile number. Bank Online, with our Mobile App, or visit one of our convenientlylocatedbranches in Orchard Park or East Aurora, New York. Flexible repayment terms ranging from 24 to 84 months, Refinancing options available that can reduce your monthly payments, Sell, trade, or finance your vehicle anytime or return the vehicle at loan maturity and simply walk away, Up to 100% financing available from 24 to 72 months. src="https://www.facebook.com/tr?id=2728874190690206&ev=PageView&noscript=1"/>. At Great Erie, we make an extra effort to pay higher rates on savings accounts, Money Markets, Term Share Certificates, and Individual Retirement Accounts. Other Vehicle Loans Find Loans for Other Vehicles. Rate includes a .25% discount on loans with automatic payment from a Kinecta account; rates will be .25% higher on loans that do not meet this requirement. APR = Annual Percentage Rate. The Annual Percentage Rate disclosed with an asterisk (*) represents the lowest possible APR for that Personal Loan. If you have questions, contact Michael Graham at (419)626-4283 or go toMY CU Mortgages. An Erie FCU Personal Loan is an affordable way to pay unexpected expenses, consolidate your debt, make some needed home repairs or more. Membership Eligibility Required. Skip to main contentSkip to sitemapSkip to login Cookie Notice How much will my equipment lease payments be. If you do not lock in a rate when you apply, your rate at closing may differ from the rate in effect when you applied. 1Annual Percentage Rate (APR). Talk to our Loan Department and let us help you meet your financial needs, from car loans to credit cards to a business loan for your growing company. All cars, vans, and light trucks that are new and up to five years qualify for DrivingSense financing. Bump-up rate will match the then-current 18-Month Bump-Up Share Certificate rate in effect at time bump-up option is exercised. Personal Loans | ErieFCU.org Great Erie is not responsible for information on or experiences you may have with other Web sites linked from the Great Erie Web site. If you click "Cancel" you will be returned to our Website. Rates Preliminary Information Great Erie FCU 4000 N. Buffalo Rd Orchard Park, NY 14127 Phone: 716-662-1311 2023 Fiserv, Inc or its affiliates A certificate is a fixed rate, fixed term account and the stated APY applies to the initial term. Service members and their dependents may qualify for additional protections under federal law. *Annual percentage yields (APY) are accurate as of effective date above. Rates Locations Overview / Commentary www.greateriefcu.com 716-662-1311 4000 N Buffalo St Orchard Park, NY 14127 Great Erie Federal Credit Union is headquartered in Orchard Park and is the 70 th largest credit union in the state of New York. It's easy to avoid such a situation - and potentially save thousands of dollars. You'll find rates as low as 6.24% APR*! Rates effective as of June 1, 2023.Printable rate page. Taking out a second mortgage or deciding to use your home as collateral on a loan is a major financial decision. What will my equipment lease residual be? Gefcu Auto Loan Rates | TheWebster Miami 1APR = Annual Percentage Rate is variable and subject to change. That's why Kinecta members are always money ahead! Please call 1-800-480-0494 option 8 for additional disclosures. Membership Eligibility Required. Full income and asset documentation are required. How long will it take to pay off my loan. The variable APR is based on The Wall Street Journal Prime Rate (the Index) plus a margin. Car Loans | NY Auto Loan Rates | Vehicle Loan | Great Erie FCU Auto Loans from Great Erie Federal Credit Union in New York come with a no-haggle, no-hassle guarantee. Quoted rates are for an owner-occupied single-family residence property, refinance transaction with a loan-to-value ratio of 70% and minimum FICO score of 760. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Great Erie is not responsible for information on or experiences you may have with other Web sites linked from the Great Erie Web site. Click CONTINUE to proceed or click the "X" to stay on this site. Interest rate is fixed for loan term. Liquid share certificate allows for daily penalty-free withdrawals of up to 50% of the start of day balance as of 12:00am. Please refer to the Loan Disclosures. The Credit Union may not condition an extension of credit on an agreement not to obtain, or a prohibition on the applicant from obtaining an insurance product or annuity from an unaffiliated entity. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. It's a nationwide system for electronically moving money quickly and safely between bank accounts. All from your desktop, iPad or phone! Deposit paychecks without standing in line. A second mortgage is a fixed rate with a fixed term, and the loan amount is a lump sum of money. Credit card approval depends on creditworthiness and other qualifications. Whether you're looking for a gas-sipping sedan, kid-carrying SUV, or cargo-hauling pickup, Great Erie can steer you to an auto loan that won't put a big dent in your monthly budget. In other words, you may have to pass two security "checkpoints" before accessing your accounts. Copyright 2023 Erie Federal Credit Union. Access a variety of resources for preventing fraud and keeping your money safe. Bill payments are deducted from that account. If you do not see a calculator of interest, please visit our, Web site Design & Development & E-Commerce. Estimated payments do not include amounts for taxes and insurance and your actual payment may be greater. The above rates are anticipated to be paid for their respective dividend periods but may change. Everywhere you look, technology is making life easier. Borrow $200.00 - $1,000.00 for up to 6 months. We also offer financing for jet skis, snowmobiles, ATVs, campers, and other recreational vehicles. The displayed Annual Percentage Rates (APR) for the loan products shown in the table above reflect the interest rate and the approximate cost of prepaid finance charges, including points, but does not include other costs or discount points. Great Erie FCU is a not-for-profit, cooperative financial institution; our goal is to help our membe Great Erie Federal Credit Union Variable APR based on The Wall Street Journal Prime Rate (the Index) plus a margin. Online Banking Link will open in a new window/tab Log In. Great Erie Federal Credit Union - Main Office - Orchard Park, NY This replaces our former 7/1 ARM offering. You'll find rates as low as 6.24% APR*! Great Erie Federal Credit Union's high dividend rates are designed to put your finances in a better place. Let's find out. We are proud to be a credit union and live by the credit union philosophy of People Helping People. Our goal is not for profit but for service, so we aim to offer our members the very best in rates and service. At Great Erie, we offer a long list of online services that bring banking into the 21st century. If you click "Continue", an external Website that is owned and operated by a third-party will be opened in a new browser window. The privacy and security policies of external websites will differ from those of Erie Community FCU . We do not manage the content of those sites. It is also the 1,575 th largest credit union in the nation. Fixed-rate payment example is based on a $300,000 loan amount and high-balance fixed rate payment example is based on a $600,000 loan amount, both with 45-day lock pricing and $2,000 in other Prepaid Finance Charges. Great Erie Federal Credit Union has been serving New York since 1952, with 2 branches including East Aurora Branch. Fixed-rate payment example is based on a $300,000 loan amount and high-balance fixed rate payment example is based on a $600,000 loan amount, both with 45-day lock pricing and $2,000 in other Prepaid Finance Charges. Or just need a first car for your teen driver? APY: Annual Percentage Yield. Rates are subject to change at any time and are not guaranteed.We provide links to third party partners, independent from Erie Community FCU . Payment example excludes taxes and insurance; total payment will be higher. Learn more about our car loans and explore rates. Give us a call at 855-824-6656 seven days a week from 7 a.m. to 1 a.m. To sign up for Bill Pay, you must have a Great Erie Checking Account. The funds can be used for various reasons: consolidating debt, financing home improvements, paying for tuition, and more. Our higher dividend rates are designed to put your finances in a better place. There is no requirement or obligation to purchase insurance from the Credit Union or any subsidiary, affiliate, or particular unaffiliated third party as a condition to obtaining a loan, and a decision as to insurance agents will not affect the credit terms in any way. You'll get access to your money faster, and eliminate the risk of a lost or stolen check. For complete account terms and conditions refer to the Agreements and Disclosures booklet. Payment example is based on an $800,000 loan amount with 45-day lock pricing and $2,000 in other Prepaid Finance Charges. Great Erie Federal Credit Union, serving Buffalo, NY and all of Erie County, offers valuable banking solutions including Checking Accounts, Savings Accounts, Loans, Mortgages, Auto Loansand more. Manage your money 24/7 without leaving your home. Improve your financial literacy so you can make the best possible financial decisions. *A .25% discount off your qualifying APR is available. Bank Online, with our Mobile App, or visit one of our convenientlylocatedbranches in Orchard Park or East Aurora, New York. Applying for an Auto Loan with the Erie FCU is now more convenient than ever! APY assumes dividends remain in the account until maturity. The APY assumes all dividends remain in the certificate until maturity. Whether you're looking to purchase a brand new vehicle, upgrade your current vehicle or refinance your current auto loan, the lending team at American First Credit Union is ready to help. You've made your mind on the type of personal loan you want and it is time to take action. Complete your online application to get a pre-approval to finance your next vehicle. Aug 23, 2018 I'm a little late, but if you're in Austin GEFCU gave me 2.1% - well below anyone else. If you would like to send a wire, click here for instructions. Log in to your accounts early in the morning, late at night, or after sleeping in on weekends. Rates, terms, and conditions vary based on creditworthiness, qualifications, and collateral conditions and are subject to change. 112-month liquid certificate: Additional deposits are permitted at any time prior to maturity. Information displayed above on rates, loan products and fees are the most current available and is subject to change without notice. Savings Accounts, Loans, Mortgages, Auto Loans and more. Want to expand and finance that equipment? Go to the DrivingSense CarBuilder calculator where you can build your car from the comfort of your own home.
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